The leading mobile application in Vietnam supporting Organizers and Members to digitize Hui groups, automate accounting, verify identities via CCCD eKYC, and sign electronic contracts.
An intuitive big-screen dashboard for organizers. Manage books and logs easily on your PC.
Seamless experience on iPhone. Fully integrated with Face ID and real-time push notifications.
Download APK directly or get it on Google Play. High performance, light weight.
Huio digitizes the entire lifecycle from accounting to bank reconciliation — ensuring total safety while saving 90% of your time.
Eliminate messy paper records and manual calculation errors. Automatically calculates live bids, dead bids, and organizer commissions per slot with lifetime cloud backups.
Protect yourself against member defaults and fake payment slips. Verify official government IDs per Decree 19/2019/ND-CP with automated 24/7 bank reconciliation.
Say goodbye to lost chat messages and bidding disputes. Live bidding rooms with transparent leaderboard rankings that automatically determine the winning bidder.
No more spending hours drafting individual payment reminders. Automatically generate itemized slips with personalized VietQRs and send bulk reminders in 5 seconds.
We digitize traditional Hui groups with automated accounting that ensures safety, ledger transparency, and high security.
Mitigate ghost member risks. Verify member identity using chip-embedded CCCD and selfie matching aligned with Decree 19/2019/ND-CP and Electronic Transactions Law.
Our automated system calculates dead vs. live shares, maps out payout cycles, and updates balances instantly. Zero manual sheet errors.
Automated billing notifications sent via Zalo or SMS with detailed digital invoices. Track payment histories, late fees, and cashflows in clean dashboard charts.
Generate legally binding agreements validated with secure digital OTP signatures. Contains device metadata and IP logs to guarantee maximum security.
Organizer sets the total amount, number of slots, and frequency.
Send a link or QR code for members to join and verify via CCCD eKYC.
System auto-calculates live/dead slots and sends push notifications.
All transactions are logged and electronically signed for safety.
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Absolute reliability, automated bookkeeping, and complete transparency for mutual savings groups.
Ms. Ba - Organizer of 10 years
Mr. Tuan - Member
Ms. Mai - Freelancer
Members always participate 100% free. Organizers pick the tier matching their operational scale.
Up to 3 groups, 30 members/group — lifetime free digitization for new organizers.
Unlimited groups & members. Full management, calculation, and batch bill export.
For large organizers: all Pro features + advanced capabilities and dedicated 1-on-1 priority support.
Features | Free 0₫ | Most Popular Pro 500,000₫/month | Business 750,000₫/month |
|---|---|---|---|
| Active running groups | Up to 3 groups | Unlimited | Unlimited |
| Active members per group | Up to 30 members | Unlimited | Unlimited |
| Collections, payouts, live/dead balance | ✓ | ✓ | ✓ |
| Real-time online bidding | ✓ | ✓ | ✓ |
| Round bill sharing via Zalo/SMS | 1 bill (with watermark) | Batch (no watermark) | Batch (no watermark) |
| Automated payment reminders | Standard | Advanced | Advanced |
| Advanced features & staff roles | — | — | ✓ |
| Technical support | Community | Priority business hours | Dedicated 1-on-1 support |
| Past group records retention | Permanent access | Permanent access | Permanent access |
Automatically match VietQR bank transfers and reconcile payments 24/7 without screenshot receipts. Bank-grade security supporting 12 popular banks in Vietnam.
| Scale | Volume | Recon Fee |
|---|---|---|
| 10 members | 300 tx | 210,000₫ |
| 30 members | 900 tx | 630,000₫ |
| 50 members | 1,500 tx | 900,000₫ (pack 1,500) |
| Larger | — | Contact |
Estimated for daily rounds, 1 transfer/member/day. Members must transfer the exact amount and reference content for auto debt clearance. Available for Pro and Business plans.
Vietcombank
VietinBank
BIDV
MB Bank
Shinhan Bank
ACB
VPBank
TPBank
Sacombank
OCB
MSB
KienlongBank✓ Group members always participate 100% free of charge.
Everything you need to know about safety and digital signing
The evolutionary journey of HUIO platform development
Consolidated debt panels, introduced advanced date and group filters, and redesigned cashflow charts.
Adopted 3D-card elevation, standardized list elements, and integrated member avatars in all directory logs.
Launched real-time bidding lobbies, live bid list tracking, and automatic cron-based auction completion.
Huio sets the highest safety standards for community finance — legally compliant, protecting identities and financial assets 24/7.
