Huio Professional Hui Management App
Huio is a purpose-built rotating savings management application designed specifically for group organizers in Vietnam. Replacing tedious manual notebooks and complex Excel formulas, Huio automates your entire workflow: live vs dead dues tracking, host commission calculation per Decree 19/2019/ND-CP, dynamic VietQR bank reconciliation across 12 banks, exportable A4 ledgers, and VietQR slip sharing via Zalo.
What can the Huio Management App do?
Multi-Slot Management & Smart Ordering
Supports members owning multiple slots within a group. Clearly distinguishes live vs dead shares, with seamless mid-cycle transfers without ledger clutter.
Automated Round Calculation per Decree 19/2019
Calculates collection pools, organizer commission, and net payouts instantly. Maintains an immutable audit trail of bids, eliminating paper calculation errors.
12-Bank VietQR Collection & Auto-Reconciliation
Generates dynamic VietQR codes pre-filled with exact amounts and reference codes. Reconciles dues 24/7 as payments arrive, without manual receipt reviews.
A4 Statement Export & Share VietQR Slips via Zalo
Generates printable A4 PDF statements (portrait/landscape) and Excel spreadsheets. Easily share round payment slips with VietQR codes directly to Zalo.
3 Steps to Digitize Your Ledgers in 2 Minutes
Sign in with phone number
Instant OTP authentication, set a 4-digit PIN, and enable biometric Face ID / Fingerprint to secure ledgers in 30 seconds.
Create group & add members
Set share amounts, frequency (daily, weekly, monthly), commission rules, and pick participants directly from your phone contacts.
Conduct round & share Zalo slips
Confirm the winning bidder, let Huio calculate totals, and share VietQR slips via Zalo.
Huio vs Paper Notebook vs Excel
See why modern organizers are upgrading from paper ledgers and spreadsheets to Huio.
Criteria | Paper Notebook | Excel Spreadsheet | Recommended Ứng dụng Huio |
|---|---|---|---|
| Live/Dead Dues & Fee Math | Manual mental math, prone to errors | Custom formulas, breakable cells | ✓ 100% automated per Decree 19/2019 |
| Bank Collection & Reconciliation | Manual checking of SMS bank alerts | Manual entry for each payment | ✓ Dynamic VietQR, automated 24/7 clearing |
| Billing & Payout Slips | Handwritten paper slips or photos | Screenshotting desktop spreadsheets | ✓ Formatted digital slips with VietQR shared via Zalo |
| Backup & Ledger Safety | Risk of physical loss, fire, damage | Disk failure, file corruption risks | ✓ Secure cloud sync, never lost on phone swap |
| Privacy & Access Control | Anyone holding the notebook can read | Open on computer for anyone to see | ✓ 4-digit security PIN and Biometric Lock |
| A4 Statements & Excel Export | Must rewrite by hand from scratch | Tedious manual page margin tuning | ✓ Instant portrait/landscape A4 PDF & Excel |
Frequently Asked Questions about Huio
Does Huio support a member owning multiple slots in the same group?
Yes. Huio fully supports multi-slot membership. A member can hold 2, 3, or more slots in the same chain. The app tracks each slot independently and computes aggregate contributions precisely.
How are live dues, dead dues, and host commission calculated?
Huio calculates dues strictly following Decree 19/2019/ND-CP: live slots pay the base share minus the winning bid discount, while dead slots contribute the full face value. Host commission is automatically computed and deducted.
Do dynamic VietQR codes automatically pre-fill the transfer amount?
Yes. Every period billing slip embeds a dynamic VietQR code following NAPAS 247 standards. When members scan it using their mobile banking app, the exact due amount and transaction memo are pre-filled.
Will I lose my ledger records if I switch or lose my phone?
No. All ledger data is synchronized to secure cloud databases in real time. Upon switching to a new device, simply sign in with your verified phone number and OTP to restore all groups intact.
Does Huio work on both iPhone and Android smartphones?
Huio works seamlessly across all devices: iPhone (Safari PWA added to Home Screen), Android smartphones (Chrome PWA or direct APK install), and desktop widescreen browsers on PCs.
Can I print statements onto A4 paper or export to Excel?
Yes. You can export complete period statements in print-ready A4 PDF format (portrait or landscape), as well as standard Excel spreadsheets (.xlsx) for personal archiving.
Does the platform comply with Vietnam's Decree 19/2019/ND-CP?
Yes. Huio is engineered directly around the legal guidelines of Decree 19/2019/ND-CP governing rotating savings groups (họ, hụi, biêu, phường): transparent commission rules, audit trails, and proper ledger accounting.