Financial Reports & Debt Management
Track commission revenues, cash flows, debtors list, and send bulk payment reminders.
Financial Reports & Debt Management
The Finance (Tài chính) module equips organizers to audit operational profits, track net cash inflows and outflows, and enforce diligent debt collection across all running groups.
1. Aggregated Financial Reports
On the Finance screen, organizers inspect cash metrics filtered by week, month, or custom periods:
- Realized Host Commission: Total commissions collected from successfully settled and disbursed cycles.
- Cash Inflow: Total cash received from participant contributions across all chains.
- Cash Outflow: Total payouts distributed to cycle winners.
- Collection Completion Rate: Percentage of total expected installment dues collected on time.
2. Centralized Debtors Ledger (Sổ nợ)
Proactive debt follow-up prevents defaults. Switch to the Debtors (Chậm đóng) view in the Finance tab:
Key Capabilities in the Debtors Ledger:
- System-wide Aggregation: Combines unpaid installments across all your groups into a single unified list.
- Aging Categorization: Sorts debts by overdue days (e.g. 1 day, 3 days, 7+ days overdue) and total delinquent balance.
- Bulk Reminders via Zalo / SMS:
- Select the checkboxes next to the overdue members.
- Tap Send Reminders.
- Select your dispatch channel (Zalo or SMS).
- Huio prepares a polite reminder message detailing overdue period numbers, exact balance due, and your personalized VietQR payment code.
3. Granular Cash Ledger (Sổ quỹ)
The Fund Ledger sub-tab chronicles every financial transaction chronologically:
- Each entry timestamps the exact payment time, payer/payee name, group name, period number, and transaction amount.
- Provides a tamper-proof audit trail for reconciling bank statements and addressing member inquiries.